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Individual / Premium Account

Our Individual Accounts Premium Account is meticulously designed to help you accumulate savings, meet your immediate financial goals, and secure your future investments. This account offers a range of benefits and features to make your banking experience seamless and rewarding.

 

This Account is your gateway to financial growth and security. With competitive interest rates, loan access, and personalised banking services, you can trust us to help you achieve your savings and investment goals. Start your journey towards financial prosperity with our Individual/Premium Account today!

Key Features

1. Attractive Interest Rates: Enjoy competitive interest rates on your savings, allowing your money to grow steadily over time. Earn an impressive 6% interest on your savings, with withholding tax (WHT) chargeable on the interest earned.

 

2. Loan Access: Your accumulated savings serve as prime collateral, making it easier to access loans for various financial needs. Borrow up to a maximum of twice the amount you have saved, with favourable terms and interest rates.

 

3. Personalized & Relational Banking Services: Experience personalised banking services tailored to your unique needs. Our dedicated team of professionals is here to assist you in achieving your financial goals.

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4. Easy Access to Your Savings: Accessing your savings is convenient and hassle-free. Whether you need to make withdrawals, deposits, or transfers, our user-friendly banking platform ensures you have easy access to your funds anytime, anywhere.


5. Collateral Support: Your savings can be used as collateral for a wide range of financial transactions, providing you with increased financial flexibility and security.

Required Documentation & amount to open up

To open an Individual Accounts Premium Account, you will need the following:

 

  • Valid Identification Card

  • Passport-size Photo

 

A nominal opening fee of 60,000 is required to establish your account. This fee is broken down as follows:

 

  • Membership Fee: 20,000

  • Initial Share: 30,000

  • Initial Deposit: 10,000

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